# Moneyball

> Moneyball is an AI personal finance app that turns scattered bank statements into one
> clear dashboard — across every bank, country, and currency. Built for couples,
> households, and individuals whose money lives in more than one place.

## What it is
- An AI personal finance app (web). Upload bank/credit-card statements as PDF, CSV, or
  Excel; AI reads, categorizes, and unifies every transaction.
- Multi-currency and multi-bank by design. Pick a primary and secondary currency; every
  amount is converted at live exchange rates. Supports INR, USD, SGD, IDR and 150+ more.
- No bank logins or open-banking required — you upload only the statements you choose.
  Private by design; data is never sold or used to train shared models.

## Who it's for
- Couples and households who mix individual and joint spending (each transaction is
  tagged Individual or Joint; personal stays private, joint appears in the shared view).
- Expats and cross-border families with accounts in multiple countries/currencies.
- Individuals who want automatic, learning categorization without manual spreadsheets.

## Key features
- AI transaction categorization that learns your corrections (accuracy climbs past 90%).
- A global merchant database pre-tags well-known merchants on the first upload.
- Custom category taxonomy — override once and the AI remembers forever; import your own.
- Household sharing for up to 3 members with individual/joint privacy.
- Works with statements from HDFC, ICICI, SBI, DBS, OCBC, Wise, BCA, Mandiri, Scapia,
  Chase and 50+ banks worldwide.

## Pricing
- Free 7-day Pro trial (no credit card).
- Pro: $20/month (or $16/month billed yearly) — managed AI, unlimited currencies,
  household sharing.
- BYOK (Bring Your Own Key): free forever — use your own Anthropic, OpenAI, or Gemini
  API key and pay only the provider's token costs.

## What it is NOT
- Not a lender or loan app. Not a bank. Not an open-banking aggregator that needs your
  bank login. It analyzes statements you upload.

## Links
- Home: https://www.moneyball.me
- App: https://app.moneyball.me
- Pricing: https://www.moneyball.me/#pricing
- FAQ: https://www.moneyball.me/#faq
- Privacy: https://www.moneyball.me/privacy
- Terms: https://www.moneyball.me/terms